Reader’s Question:
I got my DUI here in Lafayette, Indiana almost three years ago and my insurance rates are still very high. So my question is, how long will my drunk driving conviction affect my auto insurance rates?
Carissa
Lafayette, IN
The length of time that your drunk driving conviction in Lafayette, Indiana would affect your auto insurance rates depends on both the auto insurance company regulations and the laws of the state. States have different periods of time that a DUI stays on the motorist’s driving record. It could stay on you motor vehicle record for as short as a few years to as long as 10 years depending on the state and the circumstances concerning your DUI. As long as the conviction is on your driving record, it would likely have an effect on your premiums.
Every insurance company has its own means of assessing and grading people. You might want to contact the Department of Motor Vehicles (DMV) to check out how long your DUI is going to remain on your driving record and you can contact your insurance agent to check out how long your auto insurance provider would continue to have a higher rate on your policy.
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