Tag: Hammond Indiana



Reader’s Question:

How will I obtain auto insurance after being convicted for DUI here in Hammond, Indiana?

Peter

Hammond, IN

DUI citations are considered serious crimes in the US and motorists who have a DUI conviction lose their driving privileges for a certain length of time. The period of time in which the driver’s license is suspended would depend on the severity of the crime but in some case, it would be longer than six months. If a driver who is convicted for DUI gets his/her license back, he/she could be presented with a problem like obtaining an auto insurance.

Several car insurance providers would not give coverage for drivers convicted of a DUI because they will be considered “high-risk.” Because of your DUI in Hammond, Indiana, you would have to get DUI insurance from a company who offers it. This kind of insurance is a specific policy which will give you coverage since you have a DUI. The rates would be significantly higher due to the risk category, but it would be necessary that all licensed drivers have auto insurance. Although not all auto insurance providers carry DUI insurance, you could still be able to find one that would give you coverage. Just like what is available from this website so check the quotes for auto insurance now.






Reader’s Question:

What do you think is the best thing that I should do if I am stopped here in Hammond, Indiana for DUI and questioned by an officer after I have been drinking?

Herbert

Hammond, IN

If you are stopped by an officer in Hammond, Indiana for DUI suspicion, you are probably being videotaped. You just have to be polite and courteous because antagonizing the police officer would invite problems. If asked, you should hand the officer your license and proof of insurance. Don’t ever admit guilt, never apologize, and most especially, don’t volunteer any information. This is definitely not the perfect time to beg your way out of a traffic ticket. If you are questioned, you could respectfully tell the officer that you would not answer any questions without a lawyer present. When the officer is finished writing the ticket/warning, ask if you are free to leave.

If you are told that you are free to leave, you have to thank your lucky stars that you have not learned your lesson the hard way and next time, be on your way carefully and lawfully. Don’t drink and drive again to avoid being stopped again for DUI or if you can’t avoid drinking, you could have someone who hasn’t been drinking to drive you home safely. If you are told by the officer that you are not free to leave, you have to immediately request for a lawyer, terminate the interview and best of all, remain silent.