Tag: Auto Insurance Company



Reader’s Question:

Can I register and insure a car with just an international license here in Indianapolis, Indiana?

Michael

Indianapolis, Indiana

 

The state of Indiana permit an individual with an international driver’s license to purchase a vehicle and then you will need to register and title the vehicle in Indiana as well.

To register the car in Indiana you need to go to a license office and provide the following:

  • Certificate of Origin
  • Proof of Insurance
  • Verification of Social Security Number
  • Proof that the car you are registering passed a vehicle emissions test if you live in specific counties.

You will also need to apply for a title for the car and you need a different requirement for that depending if the vehicle is new or used.

To purchase an insurance for the car, you will need to find an auto insurance company that will insure provide insurance with just an international license. If you get a US license from Indianapolis Indiana, it will be easy to get car insurance policy. Many insurers will let you to get a policy and give you thirty days or so to get an Indiana drivers license.






Reader’s Question:

I got my DUI here in Lafayette, Indiana almost three years ago and my insurance rates are still very high. So my question is, how long will my drunk driving conviction affect my auto insurance rates?

Carissa

Lafayette, IN

The length of time that your drunk driving conviction in Lafayette, Indiana would affect your auto insurance rates depends on both the auto insurance company regulations and the laws of the state. States have different periods of time that a DUI stays on the motorist’s driving record. It could stay on you motor vehicle record for as short as a few years to as long as 10 years depending on the state and the circumstances concerning your DUI. As long as the conviction is on your driving record, it would likely have an effect on your premiums.

Every insurance company has its own means of assessing and grading people. You might want to contact the Department of Motor Vehicles (DMV) to check out how long your DUI is going to remain on your driving record and you can contact your insurance agent to check out how long your auto insurance provider would continue to have a higher rate on your policy.