Tag: Alcohol



Reader’s Question:

I went through a lot because of my DUI here in Indiana and now, I need to get SR22 insurance. I don’t need any added expense but I have to get it, so, how can I get the best price for SR22 insurance?

Derek

Anderson, IN

Since you have already been through DUI in Indiana, you realize how costly it could be paying all the attorney fees, alcohol classes and court fees. Aside from those, you might also have paid for alcohol evaluations and now comes other fees for getting your driver’s license reinstated. In order for you to get back on the road, you have to prove that you have the proper car insurance in way of getting SR22 insurance policy.

I understand that no one really needs added expense in these tough times but clearly, you don’t have much of a choice. The only solution to your problem is for you to shop around and compare SR22 insurance prices. You have to get several SR22 insurance quotes from different car insurance companies that offer SR22 insurance. SR22 insurance prices vary among car insurance companies so the perfect way to get the best price is to work your way on shopping around.

Even if you are already considered as high risk driver, there are still ways for you to be able to get some discounts for your car insurance. You can still be able to merge all the insurances that you have or insure them under the same insurance company. This way, you can be able to get multiple-line discount and pay only one bill per month.






Reader’s Question:

Could you explain to me what really the risk of drunk driving is and why does someone convicted for DUI would have increased insurance rates? My uncle got a DUI conviction here in Gary, Indiana and I also heard that he needs to get an SR22 auto insurance, what is this?

Jamar

Gary, IN

Well, if there is something that could drive anyone’s car insurance cost sky-high, it would be drunk driving or DUI conviction; that’s because according to the Insurance Information Institute, there’s an alcohol-related traffic fatality in the US every 29 minutes. So, aside from the risk of killing yourself and other people, drunk driving would carry serious penalties from your car insurance company.

The state of Indiana requires DUI offenders to get a form called SR22 from their auto insurance companies, so no one can hide. Your uncle needs to get SR22 auto insurance after his DUI conviction in Gary, Indiana and this form would prove to the Department of Motor Vehicles (DMV) that he carries liability insurance and it would remove his driver’s license from suspension. The SR22 auto insurance also requires his insurance company to notify the DMV if it cancels his auto insurance for any reason. He would likely have to file proof of insurance for three years with the DMV. Right now, he might be looking for an insurance company who would give him coverage for his SR22 auto insurance so I suggest for him to get an online rate quote available from this website.






Reader’s Question:

My daughter was charged with DUI here in Indiana and this is her first offense. I don’t want to talk it through my husband again but according to our lawyer, my daughter might avoid prison and she might just be under probation. What are the things that she would have to do if she will be under probation?

Sheryl

Indianapolis, IN

The law in Indiana is somewhat lenient to first time DUI offenders. It calls for jail sentence technically, but first time DUI offenders usually have this sentence suspended and they are put on probation. That means that the DUI offender is subject to community supervision. This usually lasts one to two years. The DUI offender should obey the judge’s order or the suspension can be revoked and that means the offender can face a jail term.

More often, a condition of probation demands that the DUI offender must not drink alcohol or violate the law. It is also necessary for the DUI offender to maintain a job and follow all the laid down for the probation period. This also includes reporting to the prison office usually once a month.

In case your daughter would be on probation, she also has to pay fees which include the fine, monthly probation fees and court expenditure on time.

The main purpose of probation is to educate the DUI offender to the consequences of driving under the influence. It is also mandatory for the offender to attend a DUI school.






Reader’s Question:

My daughter was charged for DUI here in Indiana. We know a lot of good lawyers around but none of them is a DUI lawyer. How would a regular lawyer help us in my daughter’s case?

Nancy

Fort Wayne, IN

Thanks for asking, Nancy.

There are many urban legends, half-truths and falsehoods about DUI charges. Some people mistakenly think a chemical test refusal will get them out of a DUI stop. Some believe such nonsense as sucking on loose change can help beat a breathalyzer test if pulled over by police under suspicion of driving under the influence of drugs or alcohol.

The number one myth of drunk driving arrests is the idea that any lawyer can represent someone accused in a drunk driving accident or a DUI stop.
A qualified Indiana DUI legal expert is your daughter’s best defense against a DUI charge. If your daughter believes that she has been falsely or inaccurately accused, she doesn’t have to try her luck with a lawyer who has no proven track record in DUI cases.