Reader’s Question:

I would have my license reinstated very soon after a DUI charge in Indianapolis, Indiana and I know that I would have to get SR22 insurance. I don’t really understand what it is, all I know is that it is required. What is SR22 car insurance and why would I need it?

Reese

Indianapolis, IN

SR22 car insurance is a certificate that is required to provide proof of liability insurance after you have been charged for DUI in Indianapolis, Indiana. Since your driver’s license was suspended, you need to get an SR22 car insurance to reinstate your license. SR22 car insurance would be a proof for the motor vehicle department that you have enough liability insurance to cover the minimum required liability limits in the state of Indiana. The auto insurance company that would provide your SR22 insurance would be required to notify the state motor vehicle department once your insurance coverage lapses or is cancelled. Should this happen, you would need to reinstate your car insurance or your license could be suspended until you have coverage again.

Not all auto insurance companies provide an SR22 insurance because only companies which specialize in high risk auto insurance offer it. You’re already considered a high-risk driver because of your DUI charge so you would probably have to pay a higher premium. Since you need SR22 car insurance, you need to shop around for it. Be ready to get a great online rate quote for SR22 car insurance available from this website.

Tags: driver’s license, drunk driving insurance, DUI, DUI lawyer, SR22 insurance