Cheap Fort Wayne Indiana SR22 Auto Insurance

Reader’s Question:

It was just out of curiosity that prompted me to ask you this. I overheard my sister and my father talking about SR22 auto insurance and that my father needs to get a cheap one. Is this because he has a DUI conviction here in Fort Wayne, Indiana and how can he find a cheap SR22?

Ella

Fort Wayne, IN

I must say, yes, your father needs to file for SR22 auto insurance because of his DUI conviction in Fort Wayne, Indiana. SR22 is a form that is a proof that your father has the minimum liability limits for his vehicle. SR22 is a certificate of financial responsibility required by the Department of Motor Vehicles (DMV) for “high risk” drivers and in your father’s case, he is now considered as a high risk driver because of his DUI conviction.

Not all insurance companies offer this type of insurance but many insurance companies are willing to offer SR22 but for a higher price so it would really be hard for your father to find a cheap SR22 auto insurance. He can try by checking first with his insurance company if he is currently insured. Let the insurance company know your father needs SR22 auto insurance and obtain the paperwork to turn into the DMV and the insurance company will do the rest. Most people only need SR22 auto insurance for a 3-year time period. But if your father is currently not insured or his insurance company does not offer SR22 auto insurance, I have to say that the best way to find cheap car insurance rates is to compare quotes from multiple insurance companies.

Tags: drunk driving insurance, DUI, insurance, SR22 insurance